Rytvae Consulting · Think Right · Invest Right
Annuity Calculator
Result
Chart
Show formula & working
Yearly annuity = Purchase value × annuity rate · deferred: purchase value = price × (1 + g)deferment
Details
How this works
An annuity turns a lumpsum into a guaranteed income, usually for life. The rate depends on your age, the option chosen and the insurer.
Options with return of purchase price pay a lower rate because the capital goes back to your nominee.
Frequently asked questions
Is annuity income taxable?
Yes, as income in the year received.
Can I compare options here?
Enter each option's quoted rate in turn; the Annuity Options Comparison page (coming soon) will show them side by side.