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Terms and Conditions

Last updated: 2026.

1. Acceptance of terms

By accessing and using the website of Rytvae Consulting (https://www.rytvae.com), you agree to be bound by these Terms and Conditions, the Privacy Policy, and all applicable SEBI and AMFI regulations.

2. Nature of services

Srinivas Kambhampati, working under the brand Rytvae Consulting, is an AMFI-registered Mutual Fund Distributor (ARN-265474, EUIN E091320) providing distribution services for mutual fund schemes. We are NOT a SEBI-registered Investment Adviser. Any information provided is general in nature and incidental to distribution.

3. Eligibility

Services are available to persons who are competent to contract under the Indian Contract Act, 1872 and who meet the KYC requirements prescribed under SEBI and PMLA regulations.

4. Your responsibilities

You are responsible for providing accurate information; completing KYC; reading all scheme documents before investing; maintaining confidentiality of login credentials for any transaction platform; reporting unauthorised access immediately; and informing us of changes in personal details or risk appetite.

5. No guaranteed returns

Mutual fund and securities market investments are subject to market risks. No returns or capital protection are guaranteed. Past performance is not indicative of future returns.

6. Commission and fees

Trail commission is received from AMCs for distributing Regular Plan mutual fund schemes. It is part of the scheme’s Base Expense Ratio (BER) and does not increase your investment cost. No separate fee is charged for distribution services. Details are on our Disclosures & disclaimers page.

7. Privacy and data protection

Your data is handled as per the Privacy Policy and the Digital Personal Data Protection Act, 2023. Data is not sold or shared with third parties for marketing.

8. Intellectual property

All content, logos and design elements on this website are the property of Rytvae Consulting. Unauthorised reproduction is prohibited under the Copyright Act, 1957.

9. Third-party links

External links are provided for convenience only. Rytvae Consulting does not control or endorse external sites and accepts no responsibility for their content.

10. Our YouTube videos

Rytvae Consulting publishes educational videos on YouTube using YouTube API Services. By watching our videos on YouTube, you agree to be bound by the YouTube Terms of Service. The Google Privacy Policy also applies.

Our videos are for general education and financial awareness only. They are not investment advice and not a recommendation to buy or sell any scheme. Srinivas Kambhampati, working under the brand Rytvae Consulting, is an AMFI-registered Mutual Fund Distributor (ARN-265474, EUIN E091320), not a SEBI-registered Investment Adviser. Please consult a qualified adviser before making investment decisions.

Some of our videos use an AI-generated voice for narration. Every video is reviewed by us before it is published.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

11. Limitation of liability

Srinivas Kambhampati (ARN-265474, EUIN E091320), working under the brand Rytvae Consulting, makes no warranties or representations, express or implied, and accepts no liability for any direct, indirect or consequential damages or losses in connection with the use of this website or the services.

12. Grievance redressal

For complaints, contact the Grievance Redressal Officer, Rytvae Consulting, at sk@rytvae.com or +91 99086 06944. The full process, timelines and escalation matrix are on our Grievance Redressal page. If your complaint is not resolved, you may escalate it through SEBI SCORES or SMART ODR.

13. Governing law and jurisdiction

These terms are governed by the laws of India. All disputes are subject to the exclusive jurisdiction of the courts at Bengaluru, Karnataka.