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CAGR Calculator
Result
Chart
Show formula & working
CAGR = (End ÷ Start)1/years − 1 · Target = Start × (1 + r)years · Years = ln(End ÷ Start) ÷ ln(1 + r)
Details
How this works
CAGR smooths a journey into one steady yearly rate — the rate that would turn the start value into the end value.
It ignores the ups and downs in between and any money added or taken out; for those, use the XIRR calculator.
Frequently asked questions
CAGR or XIRR?
CAGR for a single lumpsum; XIRR when there are several investments or withdrawals on different dates.
Can CAGR be negative?
Yes, when the end value is lower than the start.