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EDLI Calculator
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Show formula & working
Benefit = 35 × average monthly wages (up to the wage ceiling) + 50% of average PF balance (up to a cap), kept between EPFO's minimum and maximum
Details
EDLI assurance benefit: rates and rules as of 31-Oct-2026 · Source: EPFO — Employees' Deposit Linked Insurance Scheme page (minimum ₹2.5 lakh, maximum ₹7 lakh). Every figure based on it stays editable.
How this works
Every EPF member is covered by EDLI. If the member dies while in service, the nominee receives this benefit in addition to the EPF balance.
EPFO states a minimum of ₹2.5 lakh and a maximum of ₹7 lakh.
Frequently asked questions
Do I pay for EDLI?
No — the employer pays the contribution.
Is the benefit taxable?
Insurance payouts on death are generally not taxable; check current law.