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KVP Calculator
Result
Chart
Show formula & working
Maturity = 2 × Amount after the doubling period · Implied rate = 212 ÷ months − 1
Details
Small savings interest rates, 1 Oct – 31 Dec 2026 (Q3 FY 2026-27): rates and rules as of 01-Oct-2026 · Source: Government of India OM F.No.1/4/2019-NS dated 30 Sep 2026 (Q3 rates unchanged from Q2), as published by Indian Bank; RD 6.7% and savings 4% from India Post. Every figure based on it stays editable.
How this works
KVP doubles a one-time investment over a fixed number of months, set from the rate on the day of purchase.
It suits savers who want a known doubling date and no market risk.
Frequently asked questions
Is KVP interest taxable?
Yes, on accrual or at maturity, at your slab rate.
Can it be encashed early?
After 2 years 6 months, at a discounted value.