Rytvae Consulting · Think Right · Invest Right
Future Value Calculator
Result
Chart
Show formula & working
FV = PV × (1 + r ÷ m)m × t · continuous: FV = PV × er × t
m = compounding periods a year. Excel: =FV(r/m, m×t, 0, −PV).Details
How this works
Compounding means interest earns interest. The more often it is added, the faster the amount grows — but the gain from daily over monthly compounding is small.
The effective annual rate shows the true yearly growth for any compounding frequency.
Frequently asked questions
Why is quarterly compounding common?
Bank fixed deposits in India usually compound quarterly.
What is continuous compounding?
The limit as compounding happens ever more often; it gives the highest growth for a given nominal rate.