Rytvae Consulting · Think Right · Invest Right
Present Value Calculator
Result
Chart
Show formula & working
PV = FV ÷ (1 + r ÷ m)m × t
Excel: =PV(r/m, m×t, 0, −FV).Details
How this works
Money today can be invested, so a rupee in the future is worth less than a rupee now. Discounting reverses compounding.
The discount rate is the return you could earn elsewhere at similar risk.
Frequently asked questions
What rate should I use?
The return you would otherwise earn — for example a deposit rate for safe money.
How is this used?
To compare offers paid at different times, or to see how much to set aside today for a future need.