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Net Worth Calculator

What you own minus what you owe — your personal balance sheet.

Rytvae Consulting · Think Right · Invest Right

Net Worth Calculator

Your numbers

Example figures — replace them with your own, at today's values.

RowAssetValue (₹)Remove
RowLiabilityOutstanding (₹)Remove

Result

Show formula & working

Net worth = Σ assets at current value − Σ outstanding liabilities

    How this works

    Net worth is the single best measure of financial progress: everything you own at today's value, minus everything you owe.

    Work it out once a year. A rising net worth means your savings and investments are outpacing your debts.

    Frequently asked questions

    Should I include my home?

    Yes, at a realistic market value. Some people also look at net worth without the home, since they will always need somewhere to live.

    Do I count PF and PPF?

    Yes — they are your assets, even if locked in.

    What about a car?

    Include it at resale value; it loses value every year.

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    Turn these numbers into a decision that fits your situation.

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