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Borrow with clarity

Tools that show what a loan actually costs you — month by month, before you sign the sanction letter.

Live Loan Against Property

DLOD Calculator

Drop-line overdraft on a Loan Against Property — monthly limit reduction, interest on what you actually use, full schedule, charts and a side-by-side against a conventional EMI loan.

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Coming soon Home & Property

Home Loan EMI

EMI, total interest and an amortisation schedule for a standard home loan, with prepayment impact.

In development
Coming soon Refinance

Balance Transfer Savings

What you save by moving an existing loan to a lower rate, after fees and the remaining tenure.

In development
Coming soon Affordability

Loan Eligibility

Indicative eligibility from income, existing obligations and the lender's usual FOIR limits.

In development

These tools are for illustration only. Actual interest, charges and repayment terms depend on your lender's sanction letter. Please verify figures with your lender before making financial decisions.

Not sure which structure fits?

Term loan, overdraft or drop-line — the right answer depends on your cash flow, not the headline rate.

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