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Tools that show what a loan actually costs you — month by month, before you sign the sanction letter.
Drop-line overdraft on a Loan Against Property — monthly limit reduction, interest on what you actually use, full schedule, charts and a side-by-side against a conventional EMI loan.
Open calculatorEnter figures or upload three years of financials for a full preliminary credit assessment — eligibility, ratios, red flags and how every number was arrived at.
Open calculatorReads scanned & bank statements, computes eligibility per RBI frameworks (MPBF, DSCR, LTV), flags risks and exports bank-format CMA data. Requires sign-in.
Open toolEMI, total interest and an amortisation schedule for a standard home loan, with prepayment impact.
In developmentWhat you save by moving an existing loan to a lower rate, after fees and the remaining tenure.
In developmentIndicative eligibility from income, existing obligations and the lender's usual FOIR limits.
In developmentThese tools are for illustration only. Actual interest, charges and repayment terms depend on your lender's sanction letter. Please verify figures with your lender before making financial decisions.
Term loan, overdraft or drop-line — the right answer depends on your cash flow, not the headline rate.
